What is a Non-Refundable Deposit?

2 min. readlast update: 06.17.2025

A non-refundable deposit on a cruise booking is an upfront payment that cannot be returned if you choose to cancel your reservation. While it often comes with lower fares, it also comes with stricter cancellation policies compared to refundable deposits.


💰 What Is a Non-Refundable Deposit?

  • It's a required non-refundable payment at the time of booking to hold your stateroom.

  • If you cancel the cruise later, the deposit will not be returned, regardless of when you cancel.

  • Sometimes, the deposit can be converted into a future cruise credit (FCC), depending on the cruise line’s policy and timing. (Varies by cruise line)


📉 Why Choose a Non-Refundable Deposit?

Pros Cons
Lower upfront cruise fare No cash refund if you cancel
Great for travelers with firm plans Less flexible if plans change unexpectedly. Change fees may apply if you modify the sailing or ship

⚠️ Things to Watch For:

  • Change penalties: Some cruise lines charge a fee if you switch dates or ships after booking with a non-refundable deposit.

  • Final payment due dates and strict cancellation tiers still apply.

  • Often available only on specific fares, like promotional or restricted-rate bookings.


🔁 What Happens If You Cancel?

Timing of Cancellation What Happens to Your Deposit
Before final payment deadline Usually lost / forfeited
After final payment Subject to standard cancellation penalties (more loss)

🛳️ Cruise Lines That Commonly Offer Non-Refundable Deposits

Cruise Line Offers Non-Refundable Deposit Fares? Notes
Royal Caribbean ✅ Yes Lower fares available
Carnival ✅ Yes Often part of Early Saver or promo rates
Norwegian (NCL) ✅ Yes Discounted promotions with strict policies
Celebrity Cruises ✅ Yes Lower fares available
Princess, Holland America ✅ Sometimes Select fares only, especially flash sales

In Summary:

Question Answer
What is it? A deposit that’s not refunded if you cancel
Why would I choose this? Lower fare
Can I get a refund? ❌ No
Who should book this fare? Travelers with firm plans who want to save money

Pro tip: If you think your plans may change, it’s better to book a refundable fare, even if it costs slightly more. But if you’re locked in and looking for the best price, a non-refundable deposit can be a smart money-saving option.

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